Insurance Shopping

Get car insurance quotes online instantly to save!

InfoCenter

Get auto insurance quotes

Save time and money.
Enter your ZIP code to get quotes.

Auto Insurance Articles

Protect Your Vehicle from Auto Theft in Seattle, You May Even Save Money on Your Car Insurance


By: Kade Phillips, contributing writer at kanetix.com.

It might surprise you to know that auto theft is big- big business in Seattle. In fact, car theft worldwide, is a multi billion dollar a year business for auto thieves. Automobile theft costs the car insurance companies huge amounts of money in Seattle, and is a big part of the reason that auto insurance rates for Seattle are what they are.

So, as drivers and car owners in Seattle, what can we do to make it harder for thieves to target our vehicle? And, is there a way to get a break on your car insurance quote for the Seattle area by implementing one or more of these strategies?

Some of these recommendations are such common sense, that you may wonder why even mention them? Suggestions like locking your car may seem ridiculous, but the fact of the matter is that almost half of all stolen vehicles were left unlocked. It only takes once.

So here are some simple tips to better protect your car and encourage would be thieves to move on and look elsewhere:

•    Lock Your Car. Almost half of all vehicles stolen are left unlocked. At minimum, take your keys with you. (One out of every five vehicles stolen has the keys in it.) Don’t hide an extra set of keys in your car. Thieves know where to look for them. Close your car windows and sunroof.

•    Don't make your car a more desirable target for thieves by leaving valuable items in plain sight. In fact, keep your car tidy inside, as stuff left lying around, may suggest that something of value may be there. Use the glove compartment and trunk to keep things out of sight.  

•    At night, park in well-lit areas. Day or night, try to park in attended lots. Thieves do not like to be seen committing their crimes. Also, don't give the parking attendant easy access to your glove box and trunk. When necessary, give only the car ignition/door key to the parking attendant. If the trunk and glove box use the same key as the ignition/door key, consider having one of them changed. On your way out, you may want to quickly check the tires, spare, battery and lights to insure that they are the same as the ones that you arrived with.

•    Don't leave your car running and unattended. Autos are often stolen at convenience stores, gas stations, ATM's, etc. Keep an eye on your vehicle if you let it warm up unattended on cold winter mornings.

•    Park your car in the garage or behind a locked gate. If you have no garage, consider parking the least attractive vehicle in your household in such a way that it blocks the most attractive vehicle. If you have only one car and no garage, pull your car up as far up the driveway and as close to your dwelling as you can. Most cars are stolen off the street or from parking areas. Locked garages, gates and other obstacles create more levels of difficulty. Putting a bell or other noise-making device on a gate that does not have a lock is also a good idea, as is a light that comes on when motion is detected.

•    Things like "clubs" and other cheaper security devices are of little use to stop a determined professional car thief, but they present an obstacle that will most likely stop the less experienced “crime of opportunity” seeking criminals. These types of devices are definitely better by far, than no security measures at all.

•    Turn car wheels sharply toward or away from the curb and set the brake. If your car has a manual transmission, leave your car parked in first gear or in reverse. If you have an automatic transmission, use the parking gear. Once again, this makes it more work for a thief who is looking for an easy opportunity.

The following tips will not only make your car a less desirable target for thieves, but may also help reduce your auto insurance rate in Seattle:

•    Install a car alarm, most especially if you park in a parking lot or on the street when at home. Here, the only debate is whether you should display the sticker advertising the fact that you have a car alarm or not, as you will likely save a decent amount of car insurance if you have one installed. (A professional car thief will be alerted that there is an alarm, and will likely know how to disable it, and steal your car anyway if they really want it, but, it probably deters most easy opportunity seeking criminals.) The biggest deterrent that a car alarm can offer is to alert witnesses as to what is going on and this makes most criminals very nervous.

•    Install a GPS-based automobile security tracking device. This ingenious device can locate your stolen car wherever it is, and, from an insurance perspective, is a very good idea. You will likely get a decent reduction on your premium if you install this device. Once again, the only debate is whether you should display the sticker advertising the fact that you have this device installed, for the same reasons as were discussed earlier with the car alarm.

To deter the incidence of auto theft in Seattle, Washington, and the adverse effects that car theft has on auto insurance rates, action is required in two areas: (1) Law enforcement and prosecutors should make greater use of existing laws and tools to detect, investigate, and prosecute car thieves to the fullest extent possible; and (2) The public must aggressively take steps to prevent car theft before it happens.

It is hoped that this article helps to better educate more people about the simple things they can do to drastically reduce this crime that affects all drivers in Seattle, and collectively, our auto insurance rates.


Kade Phillips is a contributing writer at kanetix.com,
Serving Seattle car insurance quotes / Auto insurance quotes Seattle.
For the Car Insurance Seattle Needs, visit kanetix for Free Quotes


Disclaimer - The above description/explanation is intended as a guideline only, and is not to be interpreted as a recommendation to buy or sell any insurance products, or to provide legal or financial advice of any kind. Also, Kanetix Ltd. does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed.

Our articles cannot be reproduced or republished in any way or form without written consent from Kanetix Ltd. - Click here to ask for permission. You may use our RSS feed with an active link to our site. Click here to get our RSS feed.

© 2006 Kanetix Ltd. All rights reserved.


Get online auto insurance quotes to compare & save!

Enter your ZIP code

Enter your postal code