The Amusing Side of Car Insurance
Car insurance is more interesting than you might think. Although the scenarios presented in this article are not very funny, the descriptions of incidents certainly can be amusing.
Ever wonder what it must be like to be a car insurance claims adjuster?
Probably not, because car insurance is not on most peoples list of fun topics to explore. But, insurers do run into some pretty funny stuff from time to time when going through the forms submitted by people making claims.
Some insurance claims forms have a limited amount of space, and describing the details of an incident in as few words as possible can have amusing consequences, as can incompetent and faulty writing.
While the gravity of some of the situations described below are by no means funny, the way they are written can certainly be classified as entertaining.
If you were a car insurance claims adjuster, and the following statements were in the claims you were reviewing, what would you think?
• The indirect cause of the accident was a little guy in a small car with a big mouth.
• The other car collided with mine without giving warning of its intentions.
• In my attempt to kill a fly, I drove into a telephone pole.
• I collided with a stationary truck coming the other way.
• I had been driving for 40 years when I feel asleep at the wheel and had an accident.
• I thought my window was down but I found out it was up when I put my head through it.
• A pedestrian hit me and went under my car.
• I was sure the old fellow would never make it to the other side of the road when I struck him.
• Coming home I drove into the wrong house and collided with a tree I don’t have.
• The guy was all over the road. I had to swerve a number of times before I hit him.
• I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
• I had been shopping for plants all day and was on my way home. As I reached an intersection, a hedge sprang up, obscuring my vision and I did not see the other car.
• I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
• As I approached the intersection, a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.
• To avoid hitting the bumper of the car in front, I struck the pedestrian.
• My car was legally parked as it backed into the other vehicle.
• An invisible car came out of nowhere, struck my car and vanished.
• I told the police that I was not injured but on removing my hat, I found that I had a fractured skull.
• The pedestrian had no idea which direction to run so I ran over him.
• I saw a slow moving, sad faced old gentlemen as he bounced off the hood of my car.
• I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.
• The telephone pole was approaching. I was attempting to swerve out of its way when it struck my front end.
The preceding are claimed to be actual statements found on insurance claims, however, to be fair, we were unable to verify the source. We found the statements to be amusing and plausible, but we would love to cite the original source on this, so if anyone knows who exactly is deserving of the credit, please let us know.
Actually, shopping for insurance can be fun, especially if the process is simple, easy, fast, and results in great savings for you. Kanetix recently redesigned our auto quoting service to make it more consumer friendly then ever before. If you’ve got a spare moment, check your car insurance rate to see if you are paying more than you should be.
Bill Bushnell
Administrator
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