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What you need to know about California car insurance
Knowing state laws and regulations on automobile insurance is an important factor in maintaining your driving privilege. State laws vary and this article covers the sunny state of California.
Whether you are a current resident of California or planning to become one, if you intend to drive, you must prove you are financially able to take responsibility for any accidents you may cause or be involved in. There are a four ways to do this.
It is illegal to operate a vehicle without a minimum of one of the above methods of showing financial responsibility. One offense can lead to a suspension of your drivers licence. However, since most people dont have $35,000 sitting idle (or can think of better ways to invest their money), most people go with the first option - purchasing a car insurance policy from an insurer. With this in mind, when choosing to purchase a traditional auto insurance policy, it is important to understand the terms.
When speaking with your insurance representative, ask a lot of questions if you are unclear on any of the coverages or liabilities available through your car insurance policy. Thats what theyre there for!
Finally, make sure you shop around and compare auto insurance quotes. Youd be surprised at the different insurance rates quoted from one insurance company to another. Getting the right insurance means you get the right amount of coverage for a price you can afford. Thats where Kanetix.com can help. Compare car insurance quotes online now.
Disclaimer - The above description/explanation is intended as a guideline only, and is not to be interpreted as a recommendation to buy or sell any insurance products, or to provide legal or financial advice of any kind. Also, Kanetix Ltd. does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed.
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