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Top 10 'Hot Spots' for vehicle theft in 2004
Vehicle theft affects us all. In fact, it costs Americans approximately $8.2 billion* each year.
As widespread as this crime is, the National Insurance Crime Bureau (NICB) has identified America's top 10 Hot Spots for vehicle theft in 2004:
1. Modesto, CA
2. Stockton-Lodi, CA
3. Las Vegas, NV
4. Phoenix-Mesa, AZ
5. Sacramento, CA
6. Oakland, CA
7. Visalia-Tulare-Porterville, CA
8. San Diego, CA
9. Fresno, CA
10. Seattle-Bellevue-Everett, WA
What does vehicle theft have to do with your auto insurance premiums?
Insurance coverage for theft is included in the comprehensive part of your auto insurance policy. As vehicle theft increases, the part of the insurance premium you pay for comprehensive coverage is also likely to increase.
If you include comprehensive coverage on your auto insurance policy then, part of determining your insurance rate requires the insurer to assess the likelihood your car will be stolen. This includes a review of car theft rates in your region and how frequently thieves are attracted to your car's make and model. Because each auto insurer varies in how they calculate car insurance premiums, it's important then that you shop around for the best auto insurance price. No two car insurers are alike!
Disclaimer - The above description/explanation is intended as a guideline only, and is not to be interpreted as a recommendation to buy or sell any insurance products, or to provide legal or financial advice of any kind. Also, Kanetix Ltd. does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed.
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