Kanetix.com Starving Student SCholarship

contest official rules


NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

These Official Rules apply to the Kanetix.com Scholarship Contest ("Contest") offered by KTX Insurance Agency Inc., 3422 Old Capitol Trail, Suite #1324, Wilmington, DE 19808-6192 ("Sponsor"). When you participate in a Contest you agree to the terms and conditions listed within this document.

  1. ELIGIBILITY. Open to legal residents of the United States and the District of Columbia, who are 16 years or age or older at the time of entry and (A) are preparing to graduate from high school and in the process of applying for a college/university program, or (B) who are currently enrolled in a college/university program. Contest is not open to employees or immediate family members (spouses, domestic partners, parents, grandparents, siblings, children and grandchildren) of employees of Sponsor, or its affiliates or advertising/promotion agencies. VOID WHERE PROHIBITED BY LAW. CONTESTS ARE SUBJECT TO ALL FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS THAT APPLY.

  2. TO ENTER: To enter Contest, you will be required to write an essay of 300 words minimum answering one of the following questions:
    1. Do you think handheld devices should be banned while driving?
    2. Creative ways to travel outside of the US with a maximum budget of $1234.56
    3. Your GPS: Friend or Foe?
    4. Your first love (or frienemy): Your first car
    5. If money is no object; tell us about your dream car and why it's your dream car.

    Submit your answer ("Entry") and the completed online entry form at Kanetix.com (the "Website") during the Entry Period. Entry Period: Contest entries will be accepted beginning at 4:00:00 p.m. ET on October 25th 2013 through 4:00:00 p.m. ET on March 21st 2014. Sponsor's servers and clock shall be deemed the official clock for this Contest. Entry must be written in English. The use of automated entry or any other similar devices to participate or subvert the process of entering is prohibited. Any attempts to enter using such devices are void. Once submitted Entries are the property of the Sponsor to be used as per Sponsor's own discretion and may not be returned or acknowledged.

    Entrant's proof of submission does not constitute proof of receipt by Sponsor. Sponsor is not responsible for lost, misdirected, late, incomplete, illegible or unintelligible entries or for inaccurate Entry information, whether caused by participant or by any of the equipment or programming associated with or utilized in this sweepstakes, or by any technical or human error that may occur in the processing of entries.


  3. SCHOLARSHIP PRIZE. A total of One (1) national Grand Prize scholarship will be awarded to one Entrant, consisting of US $1,234.56. Prize will be awarded as a check made payable to the winner.
    1. Winner is responsible for paying all costs and expenses related to the prizes that are not specifically mentioned, including but not limited to taxes.
    2. Winner may be required to sign an Affidavit of Eligibility, W-9 Form and Liability/Publicity Release. Any prize won by a minor in any state where the age of majority is not 18 will be awarded to such minor's parent or legal guardian who must sign and return any required documentation. Winner will be notified by email. An IRS form 1099 will be issued reporting the value of the prize to the IRS, as required by law.

  4. SELECTION OF WINNER. Once the Entry Period has ended, the panel of Sponsor representatives will select a Grand Prize Winner on April 11th 2014, based on the following equally weighted criteria: creativity; composition and relevance to the question being answered. Sponsor's decisions are final and binding. Entries will be posted at the Website for the public to vote on their favorite entries; the results of the voting will be considered by the panel of judges, but will not be dispositive as to the outcome of the Contest.

  5. CLAIMING PRIZES/RELEASES: The Sponsor reserves the right to verify an Entrant's eligibility for the Contest, age, and claims and proof of enrollment in a college or university. Once the Entry Period has closed, potential winners will be directly notified by e-mail. Potential winners will be sent by e-mail, an affidavit of eligibility and a liability and (in cases where imposing such condition is legal) a publicity release, which Winners are required to sign in order to receive any Prize. If the Grand Prize Winner does not acknowledge having won the Grand Prize within five (5) days of being notified, or does not return the signed affidavits dispatched by the Sponsor within five (5) days of receiving it, the Grand Prize Winner will be disqualified, and the Sponsor will select alternate Winners using its own discretion. Winner will be selected from the qualified entries received as per Sponsor's own discretion. NOTE: An Entrant will ONLY be eligible to receive a Prize if the Sponsor determines, in its sole and absolute discretion, that all eligibility and other requirements enumerated in these Official Rules have been met.

  6. USAGE RIGHTS FOR ENTRIES: Each Entrant hereby agrees and acknowledges that his or her relationship with the Sponsor, its affiliates, parent corporation(s), subsidiaries, advertising and promotional agencies, and all these entities' respective officers, directors, employees and agents ('Related Entities) is not a confidential, fiduciary, or otherwise special relationship, and that the Entrant's Entry into the Contest does not result in the Sponsor or the Related Entities being placed in a position that is different from the position occupied by members of the general public with regard to components of an Entrant's Entry.

  7. INTERNET: If Contests do not run as intended due to infection by a computer virus, tampering, bugs, unauthorized intervention, technical failures, fraud, or any other causes outside of the Sponsor's or Related Entities' control and which corrupt or influence the administration, fairness, security, integrity, or proper conduct of Contests, the Sponsor has the right, at its sole discretion, to disqualify any individual who interferes with or tampers with the Entry process, and to cancel, modify, suspend or terminate any Contests.

    The Sponsor and the Related Entities assume no responsibility for problems or technical, software, or hardware malfunctions of any telephone network or lines, any failed, inaccurate, incomplete, incorrect, garbled or delayed electronic communications whether occurring at the sender's end or in any of the programming or equipment associated with or used by this Contest, computer online systems, providers or servers, software, computer equipment, failure of e-mails or entries to be received by Sponsor caused by technical problems, traffic congestion or human error, unavailable or unreliable network connections on the Internet as a whole or at any website, or any combination thereof, including, without any limitations, any injury or damage to the Entrant's computer, or any other person's computer, relating to or occurring after participating in this Contest or downloading materials related to this Contest. By entering the Contest, the Entrant agrees to abide by the Contests' Official Rules.

  8. GENERAL: By participating in Contests, Entrants: (1) agree to be bound by these Official Rules; (2) agree to release the Sponsor and the Related Entities from any and all liability for any loss, damages, harm, costs or expenses, including without any limitation property damages, personal injury and/or death, which are due in whole or in part, directly or indirectly, to participation in Contests or Contest-related activity, or the acceptance, possession, use or misuse of any Prize and claims based on publicity rights, invasion of privacy, defamation and merchandise delivery; and (3) consent to the use of their names, pictures, voices and likenesses for the purposes of advertising in any medium in any part of the world, whether now known or later devised, in perpetuity without any additional compensation or right to review unless otherwise prohibited by law, (4) consent to the use of the content of their Entry, including any and all responses, for promotional purposes in any medium in any part of the world, whether now known or later devised, in perpetuity without additional compensation or right to review unless otherwise prohibited by law, (5) agree that the Sponsor owns all the entries, data and responses that it collects through this Contest and (6) the Sponsor may stop the Contest at any time. Sponsor may cease any Contest or decide to change it in any manner it deems fair to participants if it learns of any occurrence that would materially affect the fairness and security of the Contest. Sponsor may stop individuals from participating in Contests and disqualify certain entries if they (1) try to apply for the Contests through means other than those described in these Official Rules, (2) try to disrupt the Contests or circumvent the Official Rules in any way, (3) directly violate these Official Rules or (4) submit entries that are incomplete, inaccurate, unintelligible, improper, unreadable or late. The Sponsor's decisions with regard to all Contests are always final.
  9. LIABILITY & RELEASE: When participating in Contests, Entrants agree to release and hold harmless the Sponsor and the Related Entities from and against claims or causes of action occurring out of participation in Contests or receiving or using any Prize hereunder, including, but not limited to: (1) prohibited human intervention in Contests; (b) technical errors which relate to computers, providers, servers, or telephone or network lines; (c) printing errors; (d) errors in Contest administration or Entry processing; or injury or death to a person(s) or damage to property which may result, directly or indirectly, in whole or in part, from an Entrant's participation in a Contest or the Entrant's receipt, acceptance, use and/or enjoyment of any Prize awarded. The Sponsor and the Related Entities will be in no event liable for attorney's fees. Each Entrant waives his or her right to claim any damages whatsoever, including, but not limited to, punitive, direct, consequential, or indirect damages. The Sponsor and the Related Entities have the right to correct any typographic, clerical or printing errors in the Contest materials. The sponsor and the Related Entities are not responsible for typographical or other errors in the printing of Contests, Contest administration or Winner announcement, including such errors that may give a false indication that a Prize has been won. If the Sponsor or the Related Entities are prevented from continuing Contests, or the integrity and/or feasibility of Contests is altered by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute, or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state, or local government law, order of regulation, order of any court or jurisdiction, or other cause not reasonably within the Sponsor's or the Related Entities' control (each a 'Force Majeure' event( the Sponsor and the Related Entities shall have the right, in their sole discretion, to abbreviate, modify, suspend, cancel or terminate the Contests without notice or further obligation. If the Sponsor or the Related Entities, at their discretion, decide to shorten, cancel or terminate the Contests as a result of a Force Majeure event, the Sponsor and the Related Entities have the right, but have no obligation, to award the Prizes choosing among all eligible and valid entries collected up to the time of such Force Majeure event.
  10. USE OF PERSONAL INFORMATION: Personal information provided by Entrants in connection with Contests is disclosed solely to the Sponsor and the Related Entities, and can be used for the Sponsor's internal, advertising, and promotional purposes and to give Entrants information about the Sponsor's products and other special Contests. Submitting an Entry constitutes permission for the Sponsor to post each Winner's name on their website and to use such Winners' names, hometowns and/or likenesses for advertising purposes without any further compensation or right of review unless prohibited by law. Entrants will be clearly told how to unsubscribe from all further communication if desired.

Sponsor. KTX Insurance Agency Inc., 3422 Old Capitol Trail, Suite #1324, Wilmington, DE 19808-6192

Privacy Notice: All information submitted in connection with this Contest will be treated in accordance with these Official Rules and the Privacy Policy for Kanetix.com. (http://www.kanetix.com/us_fyi_privacy_gen).